House Rehab Budget & Contingency Calculator

How to use this calculator

Include labor and materials in each category. Obtain local contractor estimates and specialist inspections before relying on the budget.

Understand the calculation

Contingency applies to the direct repair subtotal. Permits and carrying costs are then added separately. Avoid double-counting carrying costs when using this result with the offer calculator.

Educational example

A $10,000 repair subtotal plus 20% contingency, $1,500 permits and $3,000 carrying costs gives a $16,500 project budget.

Educational estimates only. Verify all inputs and consult appropriate legal, tax, lending and property professionals. No investment return is guaranteed.