Maximum Allowable Offer Calculator

How to use this calculator

Start with a supported ARV. Add repairs, repair contingency, buying closing costs, holding and financing expenses, selling expenses and desired profit.

Understand the calculation

Maximum offer equals ARV minus all listed costs and target profit. The full-cost approach makes each assumption visible; it is not an automatic 70% rule.

Educational example

The sample $200,000 ARV, $45,000 repairs, 15% contingency, $4,000 buying costs, $12,000 holding costs, 8% selling costs and $30,000 profit produce an $86,250 maximum offer.

Educational estimates only. Verify all inputs and consult appropriate legal, tax, lending and property professionals. No investment return is guaranteed.